Restaurant Equipment Finance

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📞 03 9070 5784

Keep Your Cash.
Get the Kitchen.

Fit out, upgrade or expand your venue without draining working capital. Low weekly or monthly payments, fast approvals, and the flexibility to rent, try, lease or own — across every brand we stock.

Get My Finance Options →

No obligation. Pre-approval in as little as 24 hours.

🏆 Founded 2013
🇦🇺 Aussie Owned & Stocked
😊 120,000+ Happy Customers
⭐ 4.7 Stars · 520+ Reviews
Why Finance

Why Smart Operators Don't Pay Cash

Tying up $10k–$50k+ in equipment is dead capital. Financing turns one big hit into a predictable cost — and your equipment pays for itself out of trading.

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Protect Cash Flow

Spread the cost and keep working capital free for stock, staff and marketing — the things that generate revenue.

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Likely Tax-Deductible

Rental and lease payments are generally fully deductible, simplifying depreciation and reducing taxable income.*

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Always Up to Date

Upgrade, add or swap equipment as your venue grows, instead of being stuck with a depreciating asset you bought outright.

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Get Trading Faster

Apply online in minutes, approval in as little as 24 hours, and bundle your whole fit-out into one agreement.

* Not tax advice. Deductibility depends on the product and your circumstances — confirm with your accountant.

Your Options

Four Ways to Finance. One Quick Form.

Tell us what you need and we'll match you to the right solution.

Best for: New venues & operators who want maximum flexibility
  • Low weekly payments for up to 12 months, then purchase, keep renting, lease-to-own, or return
  • 75% rental rebate toward purchase in the first year
  • 5-minute sign-up, all rental payments are tax-deductible
  • Australia's only dedicated hospitality financier since 1986
Try it before you commit.
Best for: Established businesses ready to own core, long-life equipment
  • Finance lease and hire-purchase — often no deposit required
  • Bundle multiple items and fit-out costs into one agreement
  • Potential instant asset write-off and interest deductions*
  • 20+ years in equipment finance. Available to any ABN holder with 24+ months trading
Own it, your way.
SKOPE Products Only
Best for: Premium SKOPE fridges, freezers, blast chillers & ice makers
  • Hire-purchase "Own Me" plans and corporate leasing on SKOPE equipment
  • Extend SKOPE warranty up to 5 years with on-site planned maintenance
  • Covers SKOPE refrigeration, Irinox blast chillers, ITV ice makers & Vitamix blenders
  • Protects against service disruptions and extends equipment life
Premium cold chain, fully covered.
Short-Term · Flexible
Best for: Pop-ups, events, peak-season demand, or trialling before you commit
  • Short-to-medium term equipment hire — no fixed end date
  • Keep it as long as you need, extend month to month, or return when done
  • Roll your hire into a long-term lease or finance solution at any point
  • The flexible option when you're not ready to commit to 12 months
Equipment now. Decide later.
Not sure which is right? That's what the form is for. One submission and our team matches you to the best fit — often with pre-approval before you've finished your coffee.
The Process

From Enquiry to Equipped in 3 Steps

1

Tell Us What You Need

Fill out the short form below. Add an equipment list if you have one, or just tell us your venue type and budget.

2

We Match & Pre-Approve

Our team lines up the best finance path for your situation and gets you a no-obligation quote — often within 24 hours.

3

Get Equipped

Approve and we deliver. Upgrade, extend or move toward ownership down the track — entirely on your terms.

Get Started

Get My Finance Options

One form, no obligation. We'll come back with the best-fit solution for your situation.

Common Questions

FAQs

Is financing tax-deductible? ▾
Generally yes for rental and lease products — payments can often be fully deductible, simplifying depreciation. This depends on the specific product and your circumstances, so confirm with your accountant.
Do I need to be an established business? ▾
Options exist for new venues too. SilverChef's Rent-Try-Buy and HospoRent are accessible for newer operators. Geared Finance requires 24+ months trading (or 2+ years in a related industry for new ventures). Tell us where you're at in the form and we'll find the right fit.
Can I finance my whole fit-out? ▾
Yes. Multiple items — including fit-out costs — can be bundled into a single agreement. List everything you need in the form and we'll package it together.
What if my needs change after I start? ▾
Depending on your product, you can upgrade, return, extend month to month, or roll short-term hire into a long-term finance solution. The options are designed to flex with your business.
What's the difference between HospoRent and the other options? ▾
HospoRent is short-to-medium term equipment hire with no fixed commitment — ideal for events, pop-ups, or when you want to test before committing. The other options (SilverChef, Geared, SKOPE Funding) are structured rental or lease-to-own paths with 12-month+ terms.

Finance products are provided by third-party financiers. Terms and conditions apply. Not financial or tax advice — consult your accountant.